Sam Tessar's Personal Finance Profile

An interactive thingy.

Timeline of Major Financial Events

January: New Life!

Moved in to my apartment, got a job!

March: Camping

I went camping outdoors in the mountains at the end of March and had fun hiking and relaxing in nature.

May: Collison!

I got rear ended and had to deal with all the insurance difficulties and other associated challenges.

Budget Breakdown

Gross Income: $89,069/year Ending Balance: $32,503

Financial Accounts

Checking & Savings

Bank: Chase | Checking: $5,000 | Savings: $20,000

Checking & Savings

Bank: Bank Bank and Bank Loan Association | Savings: $10,000

Savings

Bank: Elevations | Elevations First Track Savings: $3,000

Credit Card

Card: Chase Sapphire Preferred | APR: 15.99% | Credit Limit: $10,000 | Perks: 2x points on travel.

Credit Score

750

Excellent

I achieved the excelent credit score by paying all of my bills on time, keeping my credit card usage percent low, and using my credit card for all large purchases I made this year.

Investments & Assets

Portfolio: $15,000 in stocks, $10,000 in bonds.

Insurance Plans

Renters Insurance

Provider: State Farm | Premium: $20/year | Coverage: $30,000

Auto Insurance

Provider: Geico | Premium: $1,000/year | Coverage: $100,000

Health Insurance

Provider: Blue Cross Blue Shield | Premium: $500/month

Dental Insurance

Provider: Blue Cross Blue Shield | Premium: $50/month

Vision Insurance

Provider: Blue Cross Blue Shield | Premium: $50/month